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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Non copyright music downloads Non Copyright Music Downloads Offer Growing Options for Music Collections Non copyright music downloads are growing in popularity and providing much needed exposure to many 'starving artists'. The truth of the matter is that many artists are turning to open source applications or creative commons licensing which allows them to provide their music to others while still retaining their ownership. It's a great idea that has actually worked quite well within the software community and is just now taking hold within the music industry. The idea of services such as this that offer non copyright music downloads to consumers for their listening pleasure is a relatively new concept that is beginning to take hold throughout the online music community. It is important to remember that while there are a few names that are recognizable and reputable in this particular industry there are also those that have less scruples than others and are more than willing to take advantage of music lovers for the fees they will pay and/or a credit card number and personal information. It is always wise to be aware of the information you are sharing online and to take great pains not to give information to companies that aren't absolutely secure and reputable. There are so many 'back room' websites that offer you unlimited music downloads for a yearly or lifetime subscription fee that sounds to good to be true. The problem is that many of these have a very limited selection of non copyright music downloads or quality music and only offer substandard and non mainstream music that no one has ever heard of or they offer music sharing that is not at all legal and puts you in a precarious legal position. The law holds you accountable for what you do rather than what you understand you are doing more often than not. Thinking you have non copyright music downloads is not the same as actually having them. So don't believe everything you see when it comes to defining legal and illegal music downloads. Find companies that have good reputations and don't go with cheaper services that are suspect and vague in their description of services. Non copyright music downloads or open source music is still relatively new. There are a lot of questions that leave a lot of room for misunderstandings, confusion, and consumers being taken advantage of. Educate yourself before subscribing to any of these services. Check out several do searches online to see if there is any negative feedback about these companies, read the feedback and see what people have to say. You can't believe all the negative you read but if many people complain about selection or quality it's quite likely that they don't have a good selection or great quality. Know what you want and find a service that will give it to you in non copyright music downloads. Another thing to know about non copyright music downloads is that many of these services are not offered free. There are expenses involved for the company, the hosting, website advertising, the fees they pay the artist, and any other number of fees-also keep in mind that this is a very time consuming business for them and they have overhead costs in addition to wanting to get paid as well. Remember this is a business for them. You should not expect less of open source music than you expect from other music that you pay a subscription in order to download. Non copyright music downloads are definitely the wave of the future and the technology had better be able to keep up with the demands of consumers.

Is That Free Offer Legit? Tips that Can Help Everyone loves the chance to cash in some great free stuff, but navigating the world of freebie offers, especially online, can be like navigating a minefield. Unfortunately, a lot of people out there use the love others have of taking advantage of free deals to scam them out of money or personal details that can be used in identity theft scams. All of this gloom and doom doesn’t mean that you have to give up on free things altogether, however. The good news is that there are some simple, common sense steps you can take protect yourself from online freebie scammers. These tips will help give you the confidence that you can enjoy taking advantage of free offers without the fear of ending up facing some negative consequences. First and foremost, when you are checking out a free offer on the Internet, take a closer look at the website, beyond just reading the words and figuring out what you have to do get the free goods. Does the website look like it was made by a professional, with some consideration, or does it look like a five minute amateur job? Are typos and clip art the order of the day, or does it look like a website any business would be proud to call its own? What about the web address – is a domain name that matches the business the website claims to represent, or is a “free” domain address that includes the name of the domain company in the address? All of these factors can be red flags that determine the difference between a scam and a legitimate free offer. If the website looks half hearted or doesn’t seem to exactly “match” the company it purports to represent, then don’t even think about trying to get anything from it. When you’re reasonably sure that the website is actually the front of a legitimate business, it’s time to turn your attention to the privacy policy of the website. The best privacy policies guarantee you that the email address you use to sign up for this offer will not be shared with any other companies – but when it comes to free stuff, those kinds of privacy policies are few and far between. Many companies cover the costs of the free things you get by selling your email address to other companies that may have offers you they think you might be interested in. If you can’t find a privacy policy that lets you opt out of getting unwanted solicitations, at least make sure the site is secure and that any personal information can’t be obtained by hackers. Other things to look out for when you’re looking for freebies is products that are free but that require you to pay a shipping charge that seems beyond the pale for what it should cost to ship and freebie offers that seem to ask for way more information than needed for what the product actually is. Twenty pages of personal information for a travel size bottle of shampoo? That doesn’t make sense, and it should set off warning bells in your head. All of these red flags aside, giving out some amount of personal information comes part and parcel with freebie offers. There are a few things you can do to make life easier on yourself. Set up an email account that you will use specifically for freebie offers so all of the inevitable spam doesn’t clog up your main account. Use a phony phone number (preferably one that can’t be anyone else’s, like one that starts with 555). Last but not least, if you’re unsure about an offer, keep on moving. Better safe than sorry.