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Staying Computer Safe while Searching for Freebies on the Net Who doesn’t love the idea of getting something for nothing? Free stuff can bring a smile to anyone’s face, and the Internet is destination number one when you are looking for cash in on a few freebies. The downside of free stuff online is that if you aren’t careful, the free item could end up causing plenty of headaches and heartaches, not to mention a lot of cold, hard cash. If you want to score with free stuff online, make safety your number one priority by following these tips. First and foremost, treat your personal information like its cash. That might sound a little dramatic, but anyone who manages to steal your identity online is after one thing, and one thing only, your money and any addition money they can grab by cashing in on your credit. Protecting your name, address, credit card number, bank account number, phone number, social security number, and so on and so forth when you are registering for free offers is the first step to making sure you don’t get hustled when you’re just trying to enjoy a good freebie. That means that if you are asked for some personal information that you don’t feel comfortable handing out, let the freebie go. Likewise, make sure the site from which you are getting your free stuff has a privacy policy and that you know it, understand it, and can live with it. Speaking of that site that is handing out the free goods: just who are these people? If you were walking down the street and a shady looking person said they would give you a free DVD player if you followed them, chances are you would run the other way. Online, it is hard to tell the legitimate people from the people looking at you like a free lunch, but there are a few red flags you can look out for. Does the website look like it was thrown up in about 5 minutes, full of clip art and bad spelling? Is it hard to find information about where the website is registered, or where the business the website is supposedly promoting is registered? If the website purports to be affiliated with a certain brand you know, does it really look like it is, or does the logo look different/colors look off? If you can’t get a reasonable feel for who are dealing with online, don’t deal with them. Red flag number one? Asking for too much personal info should send you running. Another way to protect yourself is to build a virtual fortress around your computer. The net is filled with people who know how to walk right into your virtual home – your computer – and flip through everything you have on there, taking whatever they want. Many of these kinds of hackers draw you in by creating phony freebie websites. The way to keep them out is to keep your computer on lockdown. Make sure your firewall is stronger than you think it needs to be, and make sure it is always updated. Also, make sure you have antivirus software on the patrol for you and that you keep this software updated as well. Last but not least, keep those passwords in the vault, and make sure they are extra strong. No freebie website has any reason to ask you about the passwords for your accounts so don’t give them away – and don’t give them to anyone else online for that matter. Also, if you’re using your birthday or child’s name as password, don’t. Sure, it isn’t as easy to remember, but your password should be a random word and contain a collection of numbers and symbols as well. This will give you the extra layer of protection to make sure your online house is in order when you cash in on the freebies.

Getting Paid to Work for Yourself: Writing Grants and Grants for Writers (grants for writers) Do you have a fantastic idea to improve the world? Are you frustrated because no one is addressing the issues that you know are important? Writing is a powerful tool that can bring change and improvement to the world. Grants are available from various sources in order to fund important work that is not being done in the corporate world. If you are inspired to make improvements and make life better, you may be an ideal candidate for grant writing. How Do Grants Work? Grants are sums of money awarded by the government or other entities to those who can use that money effectively. Candidates for grants are usually those who can serve their community with the money given to them. The way it works is that you start with an idea. Your idea could benefit your community in areas that range from tourism to health care. If you have the capabilities to implement your idea, you then decide how much money it would take to do so. At that point you begin to write. You must convince those with the grant money of why they should give it to you. The writing of the grant may be the most important step in the process of receiving that grant money. Writing a Grant Writing a grant is a very precise process. It involves explaining very clearly what your idea for improvement is as well as why it is a worthwhile pursuit. In the actual grant writing, you must be very clear in your explanations as well as persuasive in your arguments. You can find actual templates or set up guidelines online or in style handbooks. Those resources will help you ensure that you are following proper procedures in writing grants. Grants for writers are potential job opportunities. Since some brilliant minds do not necessarily have the appropriate writing talent, they may hire a writer to actually complete the grant proposal. Writers have more opportunities to enter into the grant writing process than just being the executer though. Is it Possible to Get Grants to Write? Grants for writers are definitely available. What would you write that would be worthy of a grant? There are many possibilities. You may be able to write a guidebook that fulfills a community need. A tourism guide would be of particular interest to the government. Keep in mind though, that only unfulfilled needs will merit grants. Grants for writers are not given to those who are writing redundantly on a topic or who are writing about an issue that no one cares about. You may be thinking that writing is free. Aside from the actual printing and publishing costs, there is no money required to produce text. Especially if you think of writing as opposed to creating a clean burning engine, the costs are not even comparable. The great thing is that even if you don’t need very much money to get the words on the page, there are grants available just to write you a paycheck. On top of any costs incurred through research and development of your ideas, you will also get paid should you be awarded grant money. There are two different meanings for the phrase, ‘grants for writers.’ A grant may need to be written by a qualified writer. The other possibility is that a writer could actually be awarded grant money for their contributions. Writing is a powerful tool. It can persuade and benefit people from where it sits on the page. For that reason, writers and grants are inseparable. If you have a great idea that needs funding, consider writing a grant. If you are not a writer yourself, be comforted by the fact that there is someone out there who can do the writing for you.

Pertinent Advice for Negotiating Salary Your salary is a huge factor when it comes to job satisfaction and overall quality of life. That is why negotiating salary is something that you should never overlook. While many employers like to state that starting salary as if it were etched in stone, there is usually some leeway in how much you will make. Remember, what you make is going to affect your entire life. Negotiating your salary is something that you should take very seriously. There are a few things to consider before you start throwing out figures. You don’t want to lose the job you have just gotten. First of all, leave the salary negotiating for the end of the hiring process. This is important because if you agree to a lower salary earlier on in the hiring process, you will be locked into that salary. Also, as the hiring process goes on and you become more of an employee, opposed to an interview, your worth increases. If you have gone through several interviews and met a few different managers, you have been able to make an impression on a number of people. That means that several different people have measured your worth to the company. When salary negotiating comes around, you can ask for more money. With several different people discussing your salary there is a chance that your state price may win out. Before you begin negotiating salary, you should know how much you are worth. One of the most important aspects of job hunting is finding out how much your skills and talents are worth in the job market. Armed with this knowledge, you will be able to market yourself better and know whether or not the employer is bluffing you. If you know that the salary they are offering you is much less than other companies offering the same position are offering, start the negotiating. Employers are always looking for a bargain. They never shoot out the high end of salary numbers. Employers start out at the bottom of the salary barrel. That means you can work to boost the salary offer. Of course, you do not want to sabotage yourself by acting too cocky but do not crumble under pressure. Be savvy in your negotiating and recognize that if the company is hiring, they need you. Yes, you may need a job, but the need is mutual. They would not be going through the interview process if there were no need of your services. Also, they obviously were impressed with your credentials. Be sure that they appreciate you will a decent salary. Know when to start salary negotiation. When the employer is explaining the job description to you, if they state a salary that is lower than you would like, let that pass. Until you have been offered the position, you do not need to worry about the salary. The first thing is to get the job. Once the offer is made and you are filling out paper work, you can start the negotiating part of the deal. It is important to know when salary negotiating is not an option. There are certain jobs that offer a set salary for certain position. If you are interviewing for a job that has a stated, set salary, you do not want to negotiate. The stated salary is the one that you will be getting if you take the job. In these cases, whether or not you are willing to settle for less is the question at hand. If the salary is too low for you to handle, get out there and find an employer that appreciates your talents.